Baccarat is one of the most popular tabletop games that online casinos provide, and it has been a staple at land-based casinos for over 500 years. The card game is all about betting on the player or banker and comes in many variants. Like other casino games, winning baccarat requires luck. You don’t know which card will be dealt next, and no unique calculation can reveal this information with precision. However, despite the lack of guarantees of a win, many strategies have emerged to help players have the upper hand. You can use both gaming and bankroll management strategies to increase your chances of winning a baccarat game.

The Basics of Playing Baccarat

Baccarat has many variants with unique steps and rules, but the standard game has a straightforward approach. Simply choose your bet size and wager on the player, banker, or tie to win the hand. Two cards will be drawn to the player and the banker and then revealed. The value of the two cards is combined up to a maximum of 9. If the aggregate exceeds 9, it resets to 0 and increases again to 9. If the total value is 5 or less, a third card is dealt.  You can make five bets on baccarat, including banker, player, tie, banker pair, and player pair. The banker and player bets back the banker’s or player’s hand to win, while the tie bet backs the hands to tie or draw. The banker pair and player pair bets back the banker or player to win with the first two cards dealt.

Leading 4 Baccarat Betting Strategies

Strategies can make playing casino games more rewarding, not just in terms of the experience but also financially. Bankroll strategies help you spend the most hours on the games so you can enjoy real money games with the least deposit. Betting strategies can also help you recoup a huge fraction of your losses with a single win. The top four baccarat betting strategies include martingale, side bet with the banker, pair bets, and Fibonacci.

Martingale Betting Strategy

The martingale system is one of the simplest and most popular casino betting strategies. It involves recouping all losses with a single win. In this strategy, all you need to do is double the wager whenever you lose a round. The idea is to keep doubling the bet until you get a win. A single win effectively offsets the value of all lost rounds. Just make sure you check the maximum bet allowed and adjust your wagers to give you a higher chance of recouping losses with bets that don’t exceed the limit.

Side Bet with the Banker

The banker in a baccarat game has a slightly higher chance of winning any given round. This is best explained by the baccarat odds and payouts. A win for the banker pays 0.95:1, while a win for the player awards at a 1:1 ratio. This slight edge makes backing the banker to win the round more likely to result in a payout.


In this strategy, all you need to do is bet on the banker and take advantage of the slight edge in terms of total wins. Remember, the banker won’t win every round, so stick to the strategy for multiple rounds.

Stick to Pair Bets

Focusing on pair bets is another simple baccarat betting strategy you can use to leverage the RNGs in your favor. Since the results are random, there’s a good chance one pair bet will land. In this strategy, all you need to do is bet on the player pair or banker pair for all rounds. A win for either bet pays 11:1, which is 11 times your wager. Such a win can offset the losses you get from other rounds. You can alternate between player and banker pairs to increase your chances of winning the huge payout.

Fibonacci Betting Strategy

The Fibonacci betting strategy works best on roulette games but can be adjusted to fit baccarat betting models. In this strategy, you use the Fibonacci sequence, which adds two adjacent numbers to create the next in the sequence.


The standard sequence is 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, 377, 610, 987, etc. Betting with this strategy focuses on the banker while adjusting the wager using the sequence. Set a minimum bet and follow the sequence. When you win a bet, move to the next step in the sequence. If you lose, restart to the first step in the sequence.

More Baccarat Betting Strategies

Baccarat players can use many other betting strategies, including the 3-2 system, James Bond, 1-3-2-6, reverse martingale, Labourchere system, and side bet with the player. Each strategy has a unique approach but none guarantees 100% wins, so it’s important to bet responsibly. You should also understand the limits of each strategy, the baccarat betting rules, and the casino limits. Betting on the banker is a good start. You can also practice free games, play shorter sessions, and mix up strategies when one isn’t working. Remember to set a limit for how much you’re willing to bet on the game and quit while you’re ahead. More importantly, join licensed, secure casinos and leverage bonuses.